Terms and Conditions

Agreement to these terms

These Terms and Conditions ("Terms") govern your use of MyFinanceCalculators (the "Site"), operated at https://usefuleverydaycalculators.com. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

Description of the service

MyFinanceCalculators provides free, browser-based financial calculators for retirement, taxes, insurance, loans, and everyday money decisions. The Site is an informational and educational utility. No account or registration is required to use the calculators.

No financial, tax, or legal advice

All calculator outputs, explanations, and other content on the Site are provided for general educational purposes only. They are not financial, tax, legal, or investment advice. The results are estimates based on the inputs you provide and on simplified assumptions, and they may not reflect your actual situation.

You should consult a qualified professional before making decisions based on information from this Site. We are not liable for any decisions you make in reliance on the calculators or content.

Accuracy of results

We strive to keep tax tables, contribution limits, and formulas current, but rules change frequently and calculations may contain errors. We make no warranties or representations about the accuracy, completeness, or reliability of any calculator output. You are responsible for verifying results independently.

Acceptable use

You agree not to:

• Use the Site for any unlawful purpose.
• Attempt to disrupt, overload, or impair the Site or its servers.
• Scrape, copy, or redistribute content in bulk without permission.
• Use automated tools to access the Site in a way that sends more requests than a human reasonably could.
• Misrepresent the Site or its content as your own.

Intellectual property

The Site's design, text, calculators, and code are owned by us or our licensors and are protected by applicable intellectual property laws. You may view and use the Site for your personal, non-commercial use. You may not reproduce or distribute content without our prior written permission, except as permitted by law.

Third-party links and advertising

The Site displays advertising served by third parties and may link to third-party websites, including our "Meet Ace" partner promotion. We do not control and are not responsible for the content, accuracy, or practices of third-party sites or advertisers. Your interactions with third parties are solely between you and them. See our AdSense disclosure for details on advertising.

Disclaimer of warranties

The Site and all content are provided "as is" and "as available" without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

Limitation of liability

To the maximum extent permitted by law, MyFinanceCalculators and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Site or its content, even if we have been advised of the possibility of such damages. Because some jurisdictions do not allow the exclusion or limitation of certain damages, these limitations may not apply to you.

Indemnification

You agree to indemnify and hold harmless MyFinanceCalculators and its operators from any claims, damages, or expenses arising from your misuse of the Site or your violation of these Terms.

Changes to the Site and these Terms

We may modify, suspend, or discontinue the Site or any part of it at any time without notice. We may update these Terms periodically; the "Last updated" date above will reflect any change. Your continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by the laws of the jurisdiction in which the Site is operated, without regard to conflict of law principles. Any disputes shall be resolved in the courts of that jurisdiction, to the extent permitted by law.

Contact

Questions about these Terms can be directed through the homepage or the contact information associated with this website. See also our Privacy Policy.