Category

Insurance Calculators

Insurance sizing is one of the areas where a good back-of-the-envelope number is worth far more than a perfect one you never get around to. The calculators in this category cover personal and business insurance need estimation using the frameworks working advisors actually use: the DIME method for personal life insurance, cross-purchase versus entity redemption modeling for buy-sell funding, and multiplier plus replacement cost logic for key person coverage. Every calculator is transparent about its inputs, shows the intermediate math in the results panel, and never asks for personal information. Use the results as a starting point for a conversation with an insurance professional who can match a specific product and carrier to your situation.

Educational estimates only. Not financial, tax, legal, engineering, or construction advice.